Frequently Asked Questions
Selling your house for cash may be entirely new to you, and you probably have a lot of questions. The good news is that we’ve worked with countless homeowners in your exact situation and learned the most common questions that arise. We’ve consolidated them all here, along with our answers.
We hope this educates you on how we operate. But if there is something else you’re curious about that we haven’t answered here, feel free to contact us or give us a call, and we’d be happy to discuss it with you. We’re here to help!
1. How can I sell my house fast in Hampden County MA?
Homeowners in Hampden County can sell their house quickly by working with a local cash buyer. Cash buyers purchase homes in as-is condition, meaning you do not need to make repairs, clean the property, or pay real estate commissions. Many sales can close in as little as 7 to 14 days depending on your timeline.
2. Do I have to make repairs before selling my house?
No. Many homeowners sell their property in as-is condition. This means you do not need to fix roofing issues, plumbing problems, structural damage, or cosmetic issues before selling the property.
3. How fast can a cash buyer close on my house?
A cash buyer can often close within 7 to 30 days. Because the buyer is not relying on traditional mortgage financing, the process is typically faster and simpler.
4. Will I have to pay real estate commissions when selling my house?
If you sell directly to a home buyer, you usually avoid the typical real estate commission that agents charge. This can save thousands of dollars compared to listing on the market.
5. Can I sell my house if it needs major repairs?
Yes. Many investors specialize in purchasing homes that require major repairs such as roof damage, structural issues, outdated interiors, or plumbing problems.
6. What does selling a house as-is mean?
Selling a house as-is means the seller does not make repairs before selling the property. The buyer purchases the house in its current condition.
7. Can I sell my house before foreclosure in Massachusetts?
Yes. Many homeowners sell their property before the foreclosure auction takes place. Selling the property can allow you to pay off the mortgage and avoid foreclosure on your credit report.
8. How long does foreclosure take in Massachusetts?
The foreclosure process in Massachusetts can take several months depending on the situation. This timeframe may allow homeowners to explore selling the property before the auction.
9. What if I inherited a house that I do not want?
If you inherit a house you do not want, you may be able to sell it after the probate process or once the executor has legal authority to sell the property.
10. Can I sell an inherited house that needs repairs?
Yes. Many inherited houses are sold as-is so the heirs do not have to spend money on repairs or renovations.
11. Do I have to go through probate to sell an inherited house?
In many situations probate is required before selling the property. However, the executor may have the authority to sell the home during the probate process.
12. How long does probate take in Massachusetts?
Probate can take several months to over a year depending on the complexity of the estate and whether there are multiple heirs involved.
13. Can I sell a house with tenants living in it?
Yes. Some buyers purchase properties that already have tenants in place. This allows landlords to sell without removing tenants first.
14. Can I sell a house with bad tenants?
Yes. Some investors specialize in buying rental properties with tenant issues so the seller does not have to go through the eviction process.
15. What if my property has code violations?
Properties with building code violations can still be sold. Many investors purchase properties that require repairs or updates.
16. Can I sell a house with fire damage?
Yes. Fire damaged homes can still be sold in as-is condition. Some investors specialize in renovating fire damaged properties.
17. Can I sell a house with water damage?
Yes. Houses with water damage can still be sold. Investors often purchase homes that need restoration or repairs.
18. Can I sell a house with mold problems?
Yes. Many buyers are willing to purchase houses with mold issues and handle the remediation themselves.
19. Do I need to clean the house before selling it?
No. Some homeowners sell their property without cleaning or removing items. Many investors purchase houses exactly as they are.
20. How does a cash home sale work?
In a cash home sale, the buyer purchases the property without relying on a mortgage loan. This usually allows the closing process to happen faster.
21. Do I need a real estate agent to sell my house?
No. Some homeowners choose to sell directly to a buyer instead of listing the property with an agent.
22. Can I sell my house if I am behind on mortgage payments?
Yes. Many homeowners sell their property when they fall behind on payments to avoid foreclosure.
23. Can I sell a house with tax liens?
Yes. Homes with tax liens can still be sold. The liens are usually paid off during the closing process.
24. What if I owe more than my house is worth?
If you owe more than the value of the property, you may be able to work with your lender on options such as a short sale.
25. Can I sell my house during a divorce?
Yes. Many couples sell their home during a divorce so the proceeds can be divided between both parties.
26. Can I sell my house if I am relocating?
Yes. Many homeowners sell their house quickly when relocating for a new job or family situation.
27. Can I sell my house without listing it on the market?
Yes. Selling directly to a home buyer allows homeowners to avoid listing the property on the open market.
28. Will I need to host showings if I sell directly to a buyer?
No. Direct home buyers typically do not require multiple showings or open houses.
29. How do I get an offer for my house?
You can contact a local home buyer and provide basic information about the property to receive an offer.
30. Is there any obligation to accept an offer?
No. Most home buyers allow homeowners to review the offer without any obligation to accept it.
31. How is the value of my house determined?
The value is usually based on recent comparable sales in the area, the condition of the property, and current market trends.
32. Can I sell my house if it is vacant?
Yes. Vacant properties are often sold to investors who plan to renovate or rent the property.
33. What if my house has structural problems?
Homes with structural issues can still be sold. Many investors purchase houses that require structural repairs.
34. Can I sell a hoarder house?
Yes. Hoarder houses can be sold as-is without needing to remove all of the belongings.
35. What documents are needed to sell a house?
Typical documents include identification, the property deed, and information about any mortgage or liens on the property.
36. How does the closing process work?
During closing the buyer pays for the property and ownership is transferred through a real estate attorney or title company.
37. What happens to my mortgage when I sell my house?
Your mortgage is usually paid off using the proceeds from the sale during the closing process.
38. Can I stay in my house after selling it?
In some cases sellers may arrange a short occupancy agreement after the sale while they move to a new home.
39. Will selling my house affect my credit?
Selling your house usually does not harm your credit unless the property goes through foreclosure or a short sale.
40. Can I sell a house that failed a home inspection?
Yes. Some buyers purchase homes even if they previously failed inspections.
41. Can I sell a house that has been vacant for years?
Yes. Long vacant properties can still be sold and are often purchased by investors.
42. Can I sell my house if utilities are shut off?
Yes. Utilities being shut off does not prevent the property from being sold.
43. Can I sell a property that needs a full renovation?
Yes. Many investors specialize in purchasing properties that require full renovations.
44. What if multiple heirs inherited a house together?
All heirs typically must agree on how the property will be handled before the home can be sold.
45. Can I sell my house if I have back property taxes?
Yes. Back taxes are usually paid during the closing process from the proceeds of the sale.
46. Do cash buyers charge fees?
Most direct home buyers do not charge commissions or listing fees like traditional real estate agents.
47. How long does it take to receive money after selling my house?
Funds are typically transferred shortly after closing once the paperwork is completed.
48. Can I sell my house if it has liens?
Yes. Many properties with liens are sold and the liens are paid off during closing.
49. What types of houses do investors usually buy?
Investors often buy houses that need repairs, inherited properties, rental properties, or homes facing foreclosure.
50. How do I start the process of selling my house fast?
You can begin by contacting a local home buyer, providing details about the property, and reviewing the offer they provide.
How long will it be until I get an offer?
We strive to get an offer to you as quickly as possible. But at the same time, we want to make an offer based on your property’s current condition and your situation. Because of that, we typically don’t make an offer until we’ve had a chance to meet with you and view the house. And trust us – it’s better this way! That way, we can give you a confident offer based on reality.
Here’s how our typical process works. We’ll first have a phone conversation with you to see if we will be a good fit for each other. Then, we’ll set an appointment whenever you’re free to meet with you at the house. After that, we’ll put an offer together for you. We typically have your offer ready within hours of meeting with you or at least by the following day.
How long will it be until closing?
Since we’re not buying your house to live in, we can work on your timeline. Need a few months to get moved to your new place? We can handle that! On the flip side, if you need to close very quickly for some reason, you’ve come to the right place! We have the means to close in 7-10 days if need be.
Will I have to make repairs?
This is one of the biggest benefits of working with us. We will never ask you to make repairs when you sell your house to us. Compare that to a retail buyer that knit-picks every detail of your home and comes to you with a long list of repairs.
Depending on the age and condition of the home, we might hire a home inspector for due diligence. However, this is only for our reference so that we know what we need to repair. You can be confident that you will not have to make a single repair when working with us.
What will I have to do?
Absolutely nothing! Instead of having to pander to prospective buyers, you get to relax and wait for closing day. If you’re living in the property, you will need to coordinate moving your belongings, but we can even help you with that if you’d like!
On top of that, we will handle all the paperwork and coordination to get to the closing table. We have a great team, including a fantastic title company, that will make the sales process extremely smooth for you. When we say we’re a full-service real estate company, we mean it!
What do you do with the houses you buy?
That depends on the location, condition, and size of the house as well as the deal we structure with you. But here are some of our most common uses for properties we buy:
- Fix them up to sell
- Fix them up to rent
- Help people that can’t qualify for a loan, such as business owners, to own a home
- Short-term rentals
What are the benefits of a cash offer?
The primary benefits of a cash offer on your house are convenience and simplicity. Transactions are way more complicated when a lender is involved because they often have special requirements that must be met. Not to mention that lenders won’t approve a loan on properties that need significant repairs. A cash offer cuts out all of these requirements and gets you what you need, money in your pocket in the shortest time possible.
The definition of a cash offer is an offer with no financing contingency. Nearly all traditional offers involving a lender include a contingency based on the buyer’s ability to obtain financing. If they can’t qualify, they are allowed to back out of the deal and receive their earnest money back. This happens quite a bit with retail buyers. But that is another thing you don’t have to worry about when working with a cash buyer.
Do you pay a fair price for houses?
We understand that if we don’t make realistic offers, we’ll never be able to buy houses. Therefore, we do everything we can to give you an offer that works for you. We work hard to control renovation expenses and keep our rehab budget low so that we can pass some of those savings on to you.
Ultimately, we base our offers on the finished value of the property and how much it will cost to renovate it. If you’d like, we can share with you how we calculate your offer. And remember, you have no obligation to accept it! Even if we end up not being your buyer, we will share as much information with you as we can to educate you and help you pick the best path for your situation.
Do you charge any fees?
We charge zero fees! When we make an offer on your property, the price you see is the price you will get at closing. Compare that to selling your house on the market. First, agent fees are typically 6% of the sales price. Also, closing costs can be several thousand dollars if the buyer asks you to pay them. Lastly, retail buyers often perform inspections and request a list of repairs which can cost thousands of dollars.
You won’t have to worry about any of these fees when you work with us. We don’t charge agent fees, we pay your closing costs, and we won’t ask you to fix anything. These perks alone can save you tens of thousands of dollars!
How much will you pay for my house?
We understand that this might be one of the top questions on your mind. Several factors go into each offer that we make on a house. The most important considerations are the location, size, condition, finishes, what nearby homes have sold for, and what we plan to do with the property.
We take all of these things into account and work to calculate an offer that will work for you. We also consider your near-term plans and try to structure our offer to help you meet them!
How are you different from a real estate agent?
Real estate agents specialize in listing properties on the MLS (Multiple Listing Service). Instead, we will actually be the ones buying your house! When you work with us, you won’t have to worry if someone will make an offer on your house or not because we’ll personally give you one. Also, you won’t have to wonder who is buying your home because we’re your buyers!
Although many people confuse agents and investors because they are both involved with real estate, their roles are quite different. If you are okay with getting your property list ready, accommodating multiple showings, and dealing with the entire traditional sales process in order to find the highest offer out there, listing your house with an agent might be for you. However, if you prefer to skip the hassles and get a fair offer for your home immediately, we can do that for you!
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